SSC CGL Salary 2026 – Post-wise Pay Scale, In-Hand Salary & Benefits
The SSC CGL salary structure is one of the most attractive aspects of government employment through the Combined Graduate Level Examination. Posts under SSC CGL span Pay Levels 4 through 11 of the 7th Central Pay Commission (7th CPC), with basic pay ranging from ₹25,500 to ₹1,51,100 per month. When combined with Dearness Allowance, House Rent Allowance, Transport Allowance, and other benefits, the total in-hand salary for SSC CGL posts ranges approximately from ₹30,000 to ₹1,50,000 per month depending on the post and posting location.
Understanding the salary structure is crucial for aspirants to set realistic career expectations and choose their post preferences wisely. The pay structure under the 7th CPC consists of the Basic Pay (fixed amount based on Pay Level), Dearness Allowance (DA) which is revised twice a year (currently around 50% of basic pay), House Rent Allowance (HRA) which ranges from 8% to 24% of basic pay depending on the city classification (X, Y, or Z category), and Transport Allowance.
At the entry level, posts like Upper Division Clerk (UDC) and Tax Assistant fall under Pay Level 4 with a basic pay of ₹25,500. With DA (≈50%) and HRA (8–24%), the gross monthly salary for these posts starts at approximately ₹35,000–₹42,000. The in-hand salary after deductions (Income Tax, NPS contribution, CGHS) is around ₹30,000–₹37,000 for X-category cities like Delhi, Mumbai, and Kolkata.
Auditor and Accountant posts under C&AG and CGDA fall under Pay Level 5 with a basic pay of ₹29,200. These posts offer slightly higher starting salaries of approximately ₹40,000–₹48,000 gross and ₹34,000–₹42,000 in-hand. Many candidates prefer these posts due to the relatively better pay-to-work-life balance ratio.
The mid-range posts like Sub-Inspector (CBI) and Divisional Accountant are placed at Pay Level 6 with a basic pay of ₹35,400. The gross salary starts at approximately ₹50,000–₹58,000 with in-hand of ₹42,000–₹50,000. These posts also carry additional prestige and career growth opportunities.
The highest-paying CGL posts are Assistant Section Officer (CSS/MEA), Assistant Audit/Accounts Officer, and Statistical Investigator Grade-II, all placed at Pay Level 7–8 with basic pay of ₹44,900–₹47,600. These positions offer gross salaries of ₹65,000–₹80,000 and in-hand salaries of ₹55,000–₹70,000 at the entry level. With promotions and increments, officers at these levels can reach Pay Level 11–12 within 8–12 years of service.
Beyond the monthly salary, SSC CGL posts come with significant non-monetary benefits: government accommodation or HRA, comprehensive medical coverage under CGHS (Central Government Health Scheme), Leave Travel Concession (LTC) for domestic/international travel, children's education allowance, subsidised canteen facilities, and a generous pension through the National Pension System (NPS) with 14% employer contribution. These benefits often add 25–40% to the effective compensation package.
For a personalised calculation of your expected in-hand salary based on specific post, city, and category, use our Government Salary Calculator.
SSC CGL 2026 Salary Structure
Pay Levels
Pay Level 4 to Pay Level 11
Gross Salary Range
₹35,000 – ₹1,80,000 per month
In-Hand Salary Range
₹30,000 – ₹1,50,000 per month (approx.)
Post-wise Basic Pay
| Post Name | Pay Level | Basic Pay (₹/month) |
|---|---|---|
| Upper Division Clerk (UDC) | Level 4 | ₹25,500 – ₹81,100 |
| Tax Assistant (CBDT/CBIC) | Level 4 | ₹25,500 – ₹81,100 |
| Sub-Inspector (NIA) | Level 4 | ₹25,500 – ₹81,100 |
| Auditor (C&AG/CGDA) | Level 5 | ₹29,200 – ₹92,300 |
| Accountant (CAG) | Level 5 | ₹29,200 – ₹92,300 |
| Sub-Inspector (CBI) | Level 6 | ₹35,400 – ₹1,12,400 |
| Divisional Accountant | Level 6 | ₹35,400 – ₹1,12,400 |
| Inspector (Central Excise/Customs) | Level 7 | ₹44,900 – ₹1,42,400 |
| Inspector of Posts | Level 7 | ₹44,900 – ₹1,42,400 |
| Assistant Section Officer (CSS) | Level 8 | ₹47,600 – ₹1,51,100 |
| Assistant Audit/Accounts Officer | Level 8 | ₹47,600 – ₹1,51,100 |
| Statistical Investigator Grade-II | Level 8 | ₹47,600 – ₹1,51,100 |
Allowances & Benefits
- Dearness Allowance (DA) – currently ~50% of basic pay, revised biannually (Jan & Jul)
- House Rent Allowance (HRA) – 24% (X cities: Delhi, Mumbai), 16% (Y cities), 8% (Z cities)
- Transport Allowance (TPTA) – ₹3,600/month for X/Y cities, ₹1,800 for Z cities
- Children Education Allowance – ₹2,250/month per child (max 2 children)
- Leave Travel Concession (LTC) – travel reimbursement for home town/anywhere in India
- National Pension System (NPS) – 14% employer contribution on basic + DA
- Medical Benefits – free treatment under CGHS at government hospitals and empanelled facilities
- Group Insurance – ₹5 lakh coverage under CGEIS
Calculate Your In-Hand Salary
Use the 7th CPC Government Salary Calculator to estimate your in-hand salary for SSC CGL 2026 posts — including DA, HRA, and all deductions based on your pay level and city.
- ✓ Select pay level (1–18) and basic pay
- ✓ City-wise HRA (X, Y, Z category)
- ✓ DA, TA, NPS deductions included